The holidays are fast approaching, and you no doubt have a lot on your schedule and many demands on your wallet this time of year. Between shopping for gifts to hosting get-togethers or traveling to see loved ones, you may be spending quite a bit over the next couple of months, but you could also be leaving significant money on the table if you’re not taking care of your oral health. Now is the time to use your dental insurance benefits and maximize the money you’ve paid already this year. Read on to learn how insurance works and why you should act quickly.
What Dental Insurance Covers
While every plan can differ from the next in specific benefits, there are some trends that carry across the industry. By and large, dental insurance focuses most coverage on prevention and early treatment, encouraging you to take care of issues while they’re easier to treat or to avoid altogether. This type of focus and setup means that you stand to save more money if you stop oral problems sooner rather than later or stop them from happening at all.
Although you can get the most value out of your benefits by taking advantage of preventive services with your regular dentist, your dental insurance does partially cover some advanced procedures. For instance, most plans include part of the cost of periodontal therapy and tooth extractions. Placement of dental implants and cosmetic procedures may or may not be covered under your plan. However, you can still take advantage of your benefits to help keep your oral healthcare costs as low as possible.
Why You Should Use Your Dental Insurance Now
Every month, you pay your monthly premiums. They are typically taken out of your paycheck before taxes, so you may not give them a second thought, but you really should. You’ve paid for certain coverage, and you’re entitled to use that money to keep your smile healthy and strong.
But why use your benefits now? Couldn’t you wait until after the holidays when you’re not quite as busy? At the beginning of the new year, many dental insurance plans reset. In other words, if you don’t take advantage of your coverage in 2021, your benefits do not carry over into 2022, and you lose that money.
Ultimately, you might as well put your insurance money to good use and take care of treatment your smile needs. Then, you can get ready for the holidays confident that you’re careful with your money and your health.
About the Practice
Pioneer Periodontics & Implant Dentistry is proud to have four highly trained and skilled periodontists on staff. Each comes from a unique professional background, but all are focused on optimizing patient health. The rest of our team is also dedicated to making your experience as simple and pleasant as possible. At this Lincoln practice, dental insurance is accepted, and our team can work with you to make treatment affordable. If you would like to schedule an appointment at Pioneer Periodontics & Implant Dentistry, you can contact our office online or call 402-483-7631.